Shifting Beliefs around Budgeting

Shifting Beliefs around Budgeting

When I wrote Financial Joy, I thought budgeting was pretty stupid. I had figured so many things out but budgeting still seemed frustrating and pointless and that it was rooted in scarcity thinking. It’s not, but that was my recent belief about budgeting.

When you close your eyes and think of a budget, does anything come to mind?

Did you cringe or see boring papers? Did you smile with content?

I got super curious a few months ago and I didn’t think the author of Financial Joy should be a negative-nelly around such a common topic. I had to get financially curious.

Now, when I think of budgeting, my mind lights up with highlighted worksheets and visual trackers. My digital mentor, The Budget Mom, has shown me how to combine several methods and to truly enjoy the process. My sales coach says, celebrate small wins, and this budgeting journey has already had several small wins.

We all have some limiting beliefs around something financial, and whenever we notice our frustration, I encourage folks to get curious.

Do you like to budget? Has it always been a necessity or a chore?

My disclaimer is that I’m not a financial planner, I’m a social media manager and I help others increase their sales and visibility online. The thing I love about the Budget Mom is that her social media content has remarkable visuals. Not a single boring spreadsheet! She’s very creative, has built an incredible tribe called the TBM family, and has challenged previous ways of thinking!

Her audience loves the transformation she’s allowed them to create with her explanations and empowering style. Her story of paying off over $87K is impressive and now she’s planning to pay for her first home in cash.

From a social media perspective, check her out on Instagram (https://www.instagram.com/thebudgetmom/ ) or search “Budget Mom” on YouTube if you’re annoyed or frustrated with the idea of budgeting. I’m so thankful for her creative voice on a complex (for my ENFP brain) concept, and her dedication to helping families figure out their finances.

May your mind be open, your sales game strong, and life be full beautiful insights.

Financial Joy Author
www.Dreamosity.com

about

Marcelle Allen

 

 

Marcelle Allen is the author of Financial Joy: Know the Data Behind Your Dreams and has created several workshops designed to help women understand and enjoy financial matters in business and beyond. She’s a social media manager and data artist and knows that when women are safe and comfortable, amazing insight can emerge with an authentic conversation.

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Transition with Financial Joy: Video Interview with Marcelle Allen and Karen Herold

Transition with Financial Joy: Video Interview with Marcelle Allen and Karen Herold

Have you been unaware of elements of your financial life? Did a big life event throw you off your goals? Are you worried that you might be a victim of financial abuse?

Check out our conversation on what Financial Joy was written, why a financial ritual is a wise idea, and how creativity can improve your relationship with money. Click here to watch:

This is the short link: https://youtu.be/C07Xy3lmwew

Financial Joy Author
www.Dreamosity.com

about

Marcelle Allen

 

 

Marcelle Allen is the author of Financial Joy: Know the Data Behind Your Dreams and has created several workshops designed to help women understand and enjoy financial matters in business and beyond. She’s a social media manager and data artist and knows that when women are safe and comfortable, amazing insight can emerge with an authentic conversation.

Join Our Community of Amazing Women

Be the first to know about upcoming events, new shows and stories!

Why Developing A Financial Ritual Is A Good Idea

Why Developing A Financial Ritual Is A Good Idea

Do you have a favorite self-care ritual? How about a holiday tradition that brings you and your family closer? Most of us do things on a consistent basis that bring joy, but what about with your financials?

Have you ever considered a financial ritual that helped you notice, track, and prepare your financial world better? It’s time we add financial awareness to the self-care conversation. Consider developing a financial ritual to bring everyone in the household into the conversation around goals, responsibilities, and money matters.

Years ago I didn’t realize how much is required to make a household run when it comes to the numbers. Our family was quite chaotic and there was no safe place for people to ask questions. A lot has changed for me since then and I’ve learned about the darker side of the financial world when people don’t have awareness. Basically, when we have our heads in the sand, we become easy targets. The official term for it is financial abuse. I want to help you never experience it.

You may think the people in your home are trustworthy and honest, and they may be. The majority of our world is kind and generous.

When our living environment changes or new people are added to the picture; everything shifts. Whether you are caregiving for someone, having new renters, or simply growing your family and sharing space with in-laws; it’s good to know the patterns in your finances and to be able to identify when trouble may emerge.

Why is developing a financial ritual a good idea?

  1. Being unaware of financial concerns leaves you open to be a target of scams or financial abuse
  2. You can catch errors quickly.
  3. You can sleep peacefully at night with full awareness.

For me to pay attention to my business finances each month, it was essential that I made it fun. It is a priority for me and if it’s not enjoyable, I likely won’t do it. I created a financial mindfulness practice around doodling the data and even wrote a book about it. It’s an incredible joy and that’s why I want to share this idea with you!

I encourage you to look at your own financial picture with eyes of appreciation and awareness each month. Develop a time and place where you focus on the financial matters and if you have to, get creative and bring friends into the conversation.

Do you have a best practice you’d like to share? Leave a comment below.

Financial Joy Author
www.Dreamosity.com

about

Marcelle Allen

 

 

Marcelle Allen is the author of Financial Joy: Know the Data Behind Your Dreams and has created several workshops designed to help women understand and enjoy financial matters in business and beyond. She’s a social media manager and data artist and knows that when women are safe and comfortable, amazing insight can emerge with an authentic conversation.

Join Our Community of Amazing Women

Be the first to know about upcoming events, new shows and stories!

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